MULTIPLE LOCATIONS, MULTIPLE LOCATIONS · $123,000 to $175,000
OPEN JOB: Credit Risk Review Advisor Senior - Commercial Lending HYBRID: 3 days a week in office SALARY: $123,000 to $175,000 Relocation Assistance Available 3 Openings. LOCATION: Candidate can choose which office to work out of:
Philadelphia PA
Houston TX
Raleigh NC
Charlotte NC
Birmingham AL
Cleveland OH
Blue Bell PA
Ideal Candidate
Avg Deal size is $50MM
Bigger Banks - asset size 80B+
Revenue Space - ABL, Business Banking, Corp Bank/Mid-Market, Lower Mid-Market could be like Commercial,
Underwriting experience
The primary objective of Credit Risk Review (CRR) is to conduct timely and independent assessments of the bank’s credit exposures and credit risk. Results from CRR’s assessments are provided to senior management and the Bank’s Risk Committee of the Board of Directors.
As Senior CRR Advisor you will join a highly skilled team providing independent assessments of the Bank’s Commercial credit exposures.
You may have responsibility of being a Reviewer in Charge. The Reviewer in Charge is responsible for the successful completion of a review engagement, including managing Reviewers, performing credit portfolio analysis, summarizing the results stemming from the review of credit files sampled as part of a review engagement.
Your deep understanding of sound Commercial lending and credit risk practices will enable you to provide valuable insights and recommendations to drive effective credit risk management practices.
Job Description
Executes file review assessment on complex credit and credit related transactions, including credit facility structures and underwriting processes, with an expert knowledge of credit policies and procedures. Understands inherent risk and the materiality of risk for credit transactions. Validates scorecard risk ratings, and borrower credit administration. Ensures understanding of portfolio issues, trends, and root causes in order to manage credit portfolios effectively.
Independently completes work papers, issue tracking, supporting documentation, follows up on exam findings with business leaders, and acts as a Second Level Reviewer. Effectively communicates credit risk reviews objectives, outcomes and recommendations for issue remediation as needed.
Analyzes risk in assigned credit portfolios by reviewing relevant reporting and assessing trends. Provides expert analytical insight and identifies risk concentrations, systemic trends, or issues. Participates in continuous monitoring for assigned portfolios.
Oversees file review activities of reviewers as Reviewer in Charge for assigned business segment(s). Perform assessment of file review results and findings to determine final ratings and drafting of review reports. Serves as an expert resource to the team.
Expert understanding of the credit cycle and economic indicators' impact on key driving metrics. Demonstrates expert knowledge of where and how to leverage industry/economic research tools into the review.
Preferred Qualifications:
The position requires robust credit knowledge and strong experience related to Commercial credit extension and management.
10+ years of Credit Risk/Credit Underwriting preferred, specifically dealing with larger, more complex transactions in Commercial, CRE, Corporate Banking, Leverage Lending, Middle Market, etc.
Strong verbal and written communication, in addition to ability to handle difficult conversations, are critical to effectively communicate with stakeholders.
If you are interested in pursuing this opportunity, please respond back and include the following:
MS WORD Resume
required compensation.
Contact information.
Availability
Upon receipt, one of our managers will contact you to discuss the position in full detail.